Build a Rock Solid Foundation for Your Retirement Strategy
Transfer the risk of medical expenses and secure a guaranteed income stream.
Build the Foundation
Successful stewardship begins with education.
Transfer the Risk
Don't let the 'Silver Tsunami' wash away your hard-earned legacy.
Secure the Legacy
Have the peace of mind that comes with a guaranteed income stream
Who We Are, What We Do
I’m Kym Harris, and for over 30 years, I’ve helped individuals navigate critical life events. I’m licensed with the Texas Department of Insurance and with other states where I’m helping people.
Navigating the Silver Tsunami: Empowerment for Your Financial Future
Most people plan for retirement, but very few plan for a Caregiving Crisis. With the "Silver Tsunami" approaching, the complexity of Long-Term Care and the rising costs that Medicare simply won’t cover have become the greatest risks to your legacy.
At Rock Solid Retirement, we don’t just "manage money"—we solve the retirement puzzle. We specialize in:
· Income Strategies: Creating cash flow to pay for costs Medicare ignores.
· Financial Literacy: Bringing clarity to complex tax and legal structures.
· Longevity Planning: Ensuring you don't outlive your assets.
Your Next Steps:
1. Book a 30-Minute Discovery Call: Let’s see where you stand.
2. Watch "Why You Can't Wait": Understand the urgency of the caregiving crisis.
3. Get Organized: – Start the process of securing your future.
Complete Form #1 Plan of Care
Complete Form #2 Your Profile
Meet Kym: 30 Years of Experience & Faith-Based Stewardship
MISSION
To ensure that the resources God has entrusted to you stay in your family and your ministry, rather than being drained by the unexpected costs of longevity.
Kym Harris, founder of Rock Solid Retirement is a sought-after speaker and trusted resource known for bringing clarity to complex situations. She integrates her deep roots in Biblical financial standards with elite industry partnerships bringing a "Kingdom Perspective” approach to longevity planning.
​
Kym specializes in helping families safeguard their Kingdom legacy by providing A-rated solutions for the caregiving crisis—costs that Medicare simply won’t touch.
Kym’s mission is to ensure that the resources God has entrusted to you stay in your family and your ministry, rather than being drained by the unexpected costs of longevity.
Kym is a passionate problem solver who whose mission is to help her clients to…
“Give you tools to comprehend, identify, and organize a plan to follow so that you can be financially sound and confident.”
Why You Can't Wait
Long Term Care - What You Need to Know
Why Plan Now?
​Planning for retirement in the face of the 'Silver Tsunami' can feel daunting. At Rock Solid Retirement, we believe retirement isn't just about a bank account—it’s about Biblical stewardship and protecting the legacy you’ve worked a lifetime to build. We help you move from uncertainty to a plan that is truly Rock Solid.
Just Think:
My promise to you: Your needs come first; my compensation comes last. If my review shows you are already Rock Solid, I will be the first to tell you to stay exactly where you are.
​
You are never too old or young to plan for your future!
Protect your standard of living in retirement, ensure your retirement income is sufficient income for your life, transfer risks and minimize taxes.
​
Make Choices Now to Design How
You Live in Retirement
​
I KNOW PEOPLE who live where they don't want to live with people they don't want to live with because they didn't have adequate insurance or assets... because they just didn't know their options.
​
IMPORTANT QUESTIONS TO ASK YOURSELF:
-
Are you prepared for the Caregiving Crisis and the costs Medicare simply will not cover?
-
Does your current financial plan align with your values and Biblical standards of stewardship?
-
What would you do if you are injured in an accident and your income stopped?
-
How much annual income would you need if you could no longer work?
-
How much annual income would you like to provide for your spouse after you pass?
-
Do you need to pay for children’s college education or fund a retirement plan?
-
How would you handle working full time AND caring for a loved one?
-
What would you do if you become primary care for an ailing family member?
-
At what age do you want to retire?
-
How many years will you live after age 65?
-
Do you have a fear of running out of money as you age?
-
How will you pay for healthcare in retirement?
OUR FOCUS
-
PROTECTING YOUR STANDARD OF LIVING IN RETIREMENT
-
ENSURING YOUR RETIREMENT INCOME LASTS TO THE END OF LIFE
-
ASSESS AND TRANSFER RISK
-
MINIMIZE TAX-LIABILITIES
OUR PROCESS
-
SET CLEAR RETIREMENT GOALS – Determine your lifestyle and estimate expenses.
-
ASSESS YOUR CURRENT FINANCIAL SITUATION – Determine your net worth. Identify potential income sources.
-
PLAN FOR HEALTHCARE COSTS – Understand your options with Medicare, supplemental insurance, and hybrid long-term care insurance. We partner with Financial Independence Group (FIG) to provide access to top-tier, A-rated carriers like OneAmerica.
-
PLAN FOR LONGEVITY – Consider the costs and benefits of staying in your current home, downsizing, receiving home health care or relocating to an assisted living home .
-
ESTATE PLANNING – Ensure you have a will and/or trust, a financial power of attorney and a medical power of attorney. Regularly update beneficiary designations.
-
REGULARLY REVIEW AND ADJUST YOUR PLAN – Build a strong foundation that is reviewed annually accounting for major life changes.
-
At Rock Solid Retirement, WE CAN HELP WITH ALL OF THIS for YOU and YOUR FAMILY.
Make the commitment to make a plan, set goals and update it yearly.
START WITH US TODAY!
Don’t let life events get in the way.
Who will inherit your money, the IRS or the people you choose?
Kym Harris in the Community
Licenses
State of Texas Life, Accident, Health & HMO General Lines Insurance Agent
State of Oklahoma Life, Accident & Health, or Sickness Insurance Producer
State of California Accident & Health or Sickness, Life Insurance Producer
State of Vermont Accident & Health or Sickness, Life Insurance Producer
Previous NASA 6 & 63 Securities Licenses
Professional Recognition
2019-2020 WOMAN OF THE YEAR - Ladies Association of Walden
2020 Chairman’s Award – Montgomery County Chamber of Commerce
2020 Woman of Distinction – Montgomery County Women’s Council of Organizations for MCABW
Community Involvement and Support
Lonestar Cowboy Church – Member
Ladies Association of Walden – Member & Past Friends in Deed Chair
Montgomery County Area Business Women – Member, Mentor & Past Committee Chair
Conroe/Lake Conroe Chamber - Member
Montgomery Area Chamber of Commerce – Past Board Member & Economic Development Task Force
Walden Follies – Singer, 2016 Director, 2017-2023 Board Member, 2019-2022 Board President
Testimonials
2020 Chairman Award - There is a person who we would like to recognize today – for her tireless work on helping navigate the PPP and EIDL for the community of Montgomery! She was instrumental with helping to get the updated information as the information was constantly changing and business owners were at wits end trying to keep up with all the guidelines and procedures. She also made videos for our members in regard to taxes, investing options and business loans to help with the shutdown period. The 2020 Chairman Award goes to Kym Harris – Thank you Kym for all you did in 2020 pandemic! Deanna Voitle Your Local Printing and Sign Partner
VISION
We cultivate conversations that inspire and empower understanding of your financial future.
MISSION
“Give you tools to comprehend, identify, and organize a plan to follow so that you can be financially sound and confident.”